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ghecha
PSG EPEC Holder
Joined: 12 Feb 2008
Posts: 167
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 Posted: Fri Feb 15, 2008 6:40 am Post subject: PR: to be or not to be? |
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mga prendships!!! i need help... ano po ba ang mga advantages and disadvantages ng pagiging PR dito sa SG? nagugulumihanan po ako kung mag-aapply ako o hinde...
ADVANTAGE: ???
DISADVANTAGE: ???
maraming salamat po in advance... |
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karensumang
PSG S-Pass
Joined: 06 Sep 2006
Posts: 742
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jonats
PSG Social Visitor
Joined: 18 Feb 2008
Posts: 4
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| Posted: Mon Feb 18, 2008 2:41 am Post subject: |
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Aside from yung points dun sa article nung previous posts, nag-PR ako kasi malaking bagay yung subsidy sa medical.
Kung single at healthy ka... at bihirang bihira magkasakit, siguro okay ka pa wag mag-PR. Pero kung may family ka, at regular yung checkup ng mga kids mo... kailangan mo yun. Eventually kung balak mo bumili ng HDB or condo, mas maganda kung PR ka na dati pa para may pondo ang CPF mo. |
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czyreil
PSG Citizen
Joined: 04 Jul 2006
Posts: 25892
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| Posted: Mon Feb 18, 2008 3:53 am Post subject: |
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| jonats wrote: | Aside from yung points dun sa article nung previous posts, nag-PR ako kasi malaking bagay yung subsidy sa medical.
Kung single at healthy ka... at bihirang bihira magkasakit, siguro okay ka pa wag mag-PR. Pero kung may family ka, at regular yung checkup ng mga kids mo... kailangan mo yun. Eventually kung balak mo bumili ng HDB or condo, mas maganda kung PR ka na dati pa para may pondo ang CPF mo. |
tama ka onats... pero that is if willing kang pumila ng one hour minimum sa mga polyclinics! hahahaha.... ako oks lang kasi housewife maraming time to spare... pero there are times na nakakainis dahil sobrang tagal maghintay tapos pagkita mo sa doc eh nagmamadali pa...
so kami nagpupunta lang sa polyclinic for vaccinations ng kids... salamat sa diyos tapos na... all other chk ups sa private clinics kami kasi sagot naman ng company...
as for hospitalization subsidies, nd din kami totally relient on medisave... we took our own private insurance which can accommodate us sa private hospitals or govt hospitals... |
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ghecha
PSG EPEC Holder
Joined: 12 Feb 2008
Posts: 167
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| Posted: Mon Feb 25, 2008 10:08 am Post subject: |
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thank u po sa mga replies.. i am really considering of applying for PR.
the only thing stopping me is the deduction on the salary for the CPF.
gano po ba kalaki un? |
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czyreil
PSG Citizen
Joined: 04 Jul 2006
Posts: 25892
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| Posted: Mon Feb 25, 2008 10:30 am Post subject: |
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| ghecha wrote: | thank u po sa mga replies.. i am really considering of applying for PR.
the only thing stopping me is the deduction on the salary for the CPF.
gano po ba kalaki un? |
for the first 2 years nde pa full rate... gradual po yan... saka isipin mo na lang mapupunta din naman sa iyo ang perang yun in the future 
pero tama ka kelangan i consider mo talaga yun kasi isasama sa pagbubudget...
goodluck!
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JESORY
PSG Citizen
Joined: 24 Oct 2007
Posts: 43873
Location: Singapore
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| Posted: Mon Feb 25, 2008 12:17 pm Post subject: |
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| ghecha wrote: | thank u po sa mga replies.. i am really considering of applying for PR.
the only thing stopping me is the deduction on the salary for the CPF.
gano po ba kalaki un? |
Just think positively, yung CPF could be a forced savings on your part. The good thing is that the employer has a contribution as well. So habang nag-build up yung CPF mo, may corresponding interest dun sao wagi ka talaga. And if ever you decide to settle somewhere else and give up your PRship, makukumo lahat CPF + interest...
Good Luck....  |
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mikee1975
PSG Social Visitor
Joined: 10 Feb 2008
Posts: 29
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| Posted: Mon Feb 25, 2008 1:06 pm Post subject: |
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| czyreil wrote: | | jonats wrote: | Aside from yung points dun sa article nung previous posts, nag-PR ako kasi malaking bagay yung subsidy sa medical.
Kung single at healthy ka... at bihirang bihira magkasakit, siguro okay ka pa wag mag-PR. Pero kung may family ka, at regular yung checkup ng mga kids mo... kailangan mo yun. Eventually kung balak mo bumili ng HDB or condo, mas maganda kung PR ka na dati pa para may pondo ang CPF mo. |
tama ka onats... pero that is if willing kang pumila ng one hour minimum sa mga polyclinics! hahahaha.... ako oks lang kasi housewife maraming time to spare... pero there are times na nakakainis dahil sobrang tagal maghintay tapos pagkita mo sa doc eh nagmamadali pa...
so kami nagpupunta lang sa polyclinic for vaccinations ng kids... salamat sa diyos tapos na... all other chk ups sa private clinics kami kasi sagot naman ng company...
as for hospitalization subsidies, nd din kami totally relient on medisave... we took our own private insurance which can accommodate us sa private hospitals or govt hospitals... |
un po ba vaccination ng mga kids(PR), e how much po ba inaabot |
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czyreil
PSG Citizen
Joined: 04 Jul 2006
Posts: 25892
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| Posted: Mon Feb 25, 2008 1:33 pm Post subject: |
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| mikee1975 wrote: | | czyreil wrote: | | jonats wrote: | Aside from yung points dun sa article nung previous posts, nag-PR ako kasi malaking bagay yung subsidy sa medical.
Kung single at healthy ka... at bihirang bihira magkasakit, siguro okay ka pa wag mag-PR. Pero kung may family ka, at regular yung checkup ng mga kids mo... kailangan mo yun. Eventually kung balak mo bumili ng HDB or condo, mas maganda kung PR ka na dati pa para may pondo ang CPF mo. |
tama ka onats... pero that is if willing kang pumila ng one hour minimum sa mga polyclinics! hahahaha.... ako oks lang kasi housewife maraming time to spare... pero there are times na nakakainis dahil sobrang tagal maghintay tapos pagkita mo sa doc eh nagmamadali pa...
so kami nagpupunta lang sa polyclinic for vaccinations ng kids... salamat sa diyos tapos na... all other chk ups sa private clinics kami kasi sagot naman ng company...
as for hospitalization subsidies, nd din kami totally relient on medisave... we took our own private insurance which can accommodate us sa private hospitals or govt hospitals... |
un po ba vaccination ng mga kids(PR), e how much po ba inaabot |
dito kasi sa singapore meron silang mga required vaccinations na kelangan ma complete ng mga kids bago sila mag P1... here is the list:
IMMUNISATION REQUIREMENTS
With reference to Singapore's National Childhood Immunisation Schedule, all children should have completed the following immunisations before entry into Primary One:
1. BCG 1 dose (usually given at birth)
2. Diphtheria*, Pertussis &
Tetanus
3 doses (usually given at 3, 4 & 5 months)
+ 1 booster dose (usually given at 18 months)
3. Oral Sabin (immunisation against poliomyelitis)
3 doses (at 3, 4 & 5 months)
+ 1 booster dose (usually given at 18 months)
4. Measles*, mumps, rubella
(MMR) 1 dose (usually given at 1 – 2 years)
5. Hepatitis B 3 doses (usually given at birth, 1 & 5 to 6 months)
(* Immunisation against diphtheria and measles are compulsory by law in Singapore.)
as for the price, nde ko na po matandaan kung magkano basta mura lang pag PR sa polyclinic as long as yung basic vaccinations and not the 5 or 6 in 1 ang kunin mo.... |
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Davenport
PSG EPEC Holder
Joined: 25 Nov 2007
Posts: 293
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| Posted: Mon Feb 25, 2008 3:40 pm Post subject: |
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| ghecha wrote: | thank u po sa mga replies.. i am really considering of applying for PR.
the only thing stopping me is the deduction on the salary for the CPF.
gano po ba kalaki un? |
-----------------------------------------------------------------------------------
A blog article on CPF and you can decide........
http://freedom-for-man.blogspot.com/2007/09/cpf-lies.html |
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byatch
PSG Citizen
Joined: 25 May 2007
Posts: 38311
Location: Tanglin Halt/IBP
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| Posted: Tue Feb 26, 2008 12:44 am Post subject: |
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| JESORY wrote: | | ghecha wrote: | thank u po sa mga replies.. i am really considering of applying for PR.
the only thing stopping me is the deduction on the salary for the CPF.
gano po ba kalaki un? |
Just think positively, yung CPF could be a forced savings on your part. The good thing is that the employer has a contribution as well. So habang nag-build up yung CPF mo, may corresponding interest dun sao wagi ka talaga. And if ever you decide to settle somewhere else and give up your PRship, makukumo lahat CPF + interest...
Good Luck.... |
sarap tingnan ang letter for CPF pag nakita mo na how much na ung DATUNG mo. hehehe!
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franiboy
PSG Long Term Visitor
Joined: 30 Jan 2008
Posts: 405
Location: tampines
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| Posted: Tue Feb 26, 2008 1:02 am Post subject: |
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[quote="ghecha"]thank u po sa mga replies.. i am really considering of applying for PR.
the only thing stopping me is the deduction on the salary for the CPF.
gano po ba kalaki un?[/quote]
tara po sabay tyo mg-apply.. nyahaha!!!! |
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ghecha
PSG EPEC Holder
Joined: 12 Feb 2008
Posts: 167
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| Posted: Tue Feb 26, 2008 3:40 am Post subject: |
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| Davenport wrote: | | ghecha wrote: | thank u po sa mga replies.. i am really considering of applying for PR.
the only thing stopping me is the deduction on the salary for the CPF.
gano po ba kalaki un? |
-----------------------------------------------------------------------------------
A blog article on CPF and you can decide........
http://freedom-for-man.blogspot.com/2007/09/cpf-lies.html |
bakit ganun po ung article.. parang di maganda ang pakita sa CPF. super laki po ba ng nababawas.. mga ilang % of the salary po ba? |
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ghecha
PSG EPEC Holder
Joined: 12 Feb 2008
Posts: 167
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| Posted: Tue Feb 26, 2008 3:44 am Post subject: |
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| un medisave po ba sa PR lng un? meron po bang duration of stay dito sa singapore na required bago ka makapag-apply ng PR? |
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czyreil
PSG Citizen
Joined: 04 Jul 2006
Posts: 25892
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| Posted: Tue Feb 26, 2008 3:50 am Post subject: |
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| ghecha wrote: |
bakit ganun po ung article.. parang di maganda ang pakita sa CPF. super laki po ba ng nababawas.. mga ilang % of the salary po ba? |
ang CPF kasi gradual ang increase ng contribution mo up to 2nd year ng PRship...
eto baka mas madaling intindihin:
http://mycpf.cpf.gov.sg/Members/Gen-Info/Con-Rates/ContriRa.htm
for the first year as PR, 5% pa lang ang contribution mo..
2nd year as PR, 15% na...
after that 20% na... capped at $4,500 max salary base... |
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