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ghecha
PSG EPEC Holder
Joined: 12 Feb 2008
Posts: 167
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 Posted: Tue Feb 26, 2008 2:59 pm Post subject: |
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| czyreil wrote: | | ghecha wrote: |
bakit ganun po ung article.. parang di maganda ang pakita sa CPF. super laki po ba ng nababawas.. mga ilang % of the salary po ba? |
ang CPF kasi gradual ang increase ng contribution mo up to 2nd year ng PRship...
eto baka mas madaling intindihin:
http://mycpf.cpf.gov.sg/Members/Gen-Info/Con-Rates/ContriRa.htm
for the first year as PR, 5% pa lang ang contribution mo..
2nd year as PR, 15% na...
after that 20% na... capped at $4,500 max salary base... |
thank u po ms czy, another question po... sorry po ha.. daming tanong..
automatic po ba may deductions din po ung spouse for CPF kapag PR na.
let's say, ako po ang nag-apply for PR and then under ng application ko ung family ko... pag na-approve po, may deductions din hubby ko? |
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czyreil
PSG Citizen
Joined: 04 Jul 2006
Posts: 25896
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| Posted: Tue Feb 26, 2008 3:04 pm Post subject: |
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| ghecha wrote: | | czyreil wrote: | | ghecha wrote: |
bakit ganun po ung article.. parang di maganda ang pakita sa CPF. super laki po ba ng nababawas.. mga ilang % of the salary po ba? |
ang CPF kasi gradual ang increase ng contribution mo up to 2nd year ng PRship...
eto baka mas madaling intindihin:
http://mycpf.cpf.gov.sg/Members/Gen-Info/Con-Rates/ContriRa.htm
for the first year as PR, 5% pa lang ang contribution mo..
2nd year as PR, 15% na...
after that 20% na... capped at $4,500 max salary base... |
thank u po ms czy, another question po... sorry po ha.. daming tanong..
automatic po ba may deductions din po ung spouse for CPF kapag PR na.
let's say, ako po ang nag-apply for PR and then under ng application ko ung family ko... pag na-approve po, may deductions din hubby ko? |
kung me work na siya magkakaron siya ng deductions.. pero kapag wla siyang work wla siyang deductions  joke lang...
as long as PR na kayo meron na pong deductions ang sweldo niyo monthly, automatic na yun.... pero nde nag tatake effect agad.. if i am not mistaken yung sa amin sep kami naging PR pero ang deductions sa husband ko nag start ata jan na... will chk his previous payslips and will get back to you po.. para 100% correct ang mabigay kong info... |
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zsazsa_zaturnah
PSG Citizen
Joined: 17 Jul 2007
Posts: 6296
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| Posted: Tue Feb 26, 2008 3:30 pm Post subject: |
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ang ganda ng forum na itich...
very useful and informative
puede bang ilagay to sa pinaka taas ng mga forums..
i'll use this after 3 months..hehehee |
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byatch
PSG Citizen
Joined: 25 May 2007
Posts: 38336
Location: Tanglin Halt/IBP
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| Posted: Wed Feb 27, 2008 12:33 am Post subject: |
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FYI:
EMPLOYERS ARE NOT REQUIRED TO SHARE THE PAYMENT OF YOUR CPF.
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JESORY
PSG Citizen
Joined: 24 Oct 2007
Posts: 43873
Location: Singapore
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| Posted: Wed Feb 27, 2008 12:46 am Post subject: |
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| czyreil wrote: | | ghecha wrote: | | czyreil wrote: | | ghecha wrote: |
bakit ganun po ung article.. parang di maganda ang pakita sa CPF. super laki po ba ng nababawas.. mga ilang % of the salary po ba? |
ang CPF kasi gradual ang increase ng contribution mo up to 2nd year ng PRship...
eto baka mas madaling intindihin:
http://mycpf.cpf.gov.sg/Members/Gen-Info/Con-Rates/ContriRa.htm
for the first year as PR, 5% pa lang ang contribution mo..
2nd year as PR, 15% na...
after that 20% na... capped at $4,500 max salary base... |
thank u po ms czy, another question po... sorry po ha.. daming tanong..
automatic po ba may deductions din po ung spouse for CPF kapag PR na.
let's say, ako po ang nag-apply for PR and then under ng application ko ung family ko... pag na-approve po, may deductions din hubby ko? |
kung me work na siya magkakaron siya ng deductions.. pero kapag wla siyang work wla siyang deductions joke lang...
as long as PR na kayo meron na pong deductions ang sweldo niyo monthly, automatic na yun.... pero nde nag tatake effect agad.. if i am not mistaken yung sa amin sep kami naging PR pero ang deductions sa husband ko nag start ata jan na... will chk his previous payslips and will get back to you po.. para 100% correct ang mabigay kong info... |
Mam Czy, retroactive po ito. Yung sa case ko, I formalised my PRship June 07, then i-informed HR Aug 07 only pero nung ma-received ko yung payslip ko for Aug, nag deduct sila correspondingly from June and July. Siguro po depende din sa employer, lam nyo naman ang SingTel compliant talaga yan.... |
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czyreil
PSG Citizen
Joined: 04 Jul 2006
Posts: 25896
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| Posted: Wed Feb 27, 2008 1:40 am Post subject: |
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| singtel din si hubby during the time na nag PR kami... pero ang first contribution niya eh pumasok lang ng january... eto hawak ko ang record CPF statement niya... pero bale 5 months ang covered - starting Oct2004-Jan2005(including bonus ng dec)... ewan ko nga kung baket delayed during his time.. baka dahil end of the year na kami PR? hehehe... |
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czyreil
PSG Citizen
Joined: 04 Jul 2006
Posts: 25896
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| Posted: Wed Feb 27, 2008 1:45 am Post subject: |
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| for comparison naman, yung sa akin, pumasok agad ang contribution ko ng dec... delayed pa din ng 2 months |
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ladybird
PSG Work Permit
Joined: 25 Dec 2006
Posts: 673
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| Posted: Wed Feb 27, 2008 2:41 am Post subject: |
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| in terms of effective cpf deduction, it all depends on your employer's cut-off date. when we were granted PR, hubby and i both immediately notified our different employers. my cpf deduction was effective the following month, yung kay hubby another month later pa. so depende talaga sa employer. |
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byatch
PSG Citizen
Joined: 25 May 2007
Posts: 38336
Location: Tanglin Halt/IBP
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| Posted: Wed Feb 27, 2008 2:51 am Post subject: |
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| ladybird wrote: | | in terms of effective cpf deduction, it all depends on your employer's cut-off date. when we were granted PR, hubby and i both immediately notified our different employers. my cpf deduction was effective the following month, yung kay hubby another month later pa. so depende talaga sa employer. |
tama po ikaw ladybird. depende sa employer yan.
sa akin after a month din before me kinaltasan ng CPF.
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czyreil
PSG Citizen
Joined: 04 Jul 2006
Posts: 25896
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| Posted: Wed Feb 27, 2008 3:23 am Post subject: |
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| kahit na late ang pagkaltas as long as macover yung previous months oks lang.. parang ganun sa nangyari ke hubby... ang masama kung late tpos nde covered yung nalampasang month |
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